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Secured loan frequently asked questions
Do you offer competitive interest
rates?
Our credit broker has excellent relationships
with many of the top lenders in the country.
They offer very competitive terms and will find
a rate to suit your needs.
Can I consolidate debts to
reduce my monthly outgoings?
Yes. Debt consolidation is one of our specialist
areas. You can pay off your other credit with
one secured loan.Back to the
Top
I have a poor credit history?
Many of our clients have a poor credit history
and our many years of dealing with secured
personal loans means that we have the experience
to help even if you have CCJs or mortgage
arrears.Can I use the loan
for any purpose?
Yes.
How do I apply for a secured
loan?
Simply call us on 0800 316 5756 or complete our
online form.Back to the
Top
What happens after I apply?
Your details will be passed to our Credit
Broker who has over 20 years experience in the
secured loan market.
They will contact you and discuss your current
situation and then choose the best possible deal
from the lenders they deal with. Remember, you
are dealing with a licensed credit broker not a
lender so there will be lots of choices. There
are no interviews and no salesmen will call.
How quickly can I get my
money?
Most applications can be approved within 24
hours and you will be kept upto date at all
stages of the process. Secured loans are
generally very quick.Back to
the Top
What will my monthly payment
be?
This depends on how much you borrow, and how
long you intend to borrow the money for. Use our
Payment calculator
as a guide to the monthly loan repayments. You
should ensure you can afford the loan
repayments.How long do I have
to repay my loan?
Secured loans can be arranged over 5 - 25 years
Do you deal with more than one loan company?
Yes. Our licensed credit broker has access to
the facilities offered by all of the lenders
active in the secured loan
market.
Back to the Top
How much can I borrow?
You can borrow any amount from £10,000 -
£150,000 and repay it over any period from 5
years to 25 years.
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